U.S. Bank Altitude Reserve
up to 5x points 50,000 bonus pointsThe U.S. Bank Altitude Reserve Visa Infinite® Card offers one of the most balanced combinations of flexibility, rewards, and protection in the premium travel card category. It’s crafted for travelers who appreciate comfort, savings, and the freedom to earn rewards on the things that matter most.
Cardholders can earn 3X points on eligible travel and mobile wallet purchases, transforming regular spending into valuable rewards. New members also receive 50,000 bonus points after meeting the initial spending requirement, equal to $750 toward travel through the U.S. Bank Rewards Center.
Beyond rewards, the Altitude Reserve provides impressive real-world advantages, such as $325 in annual travel statement credits, Priority Pass™ Select airport lounge access, and comprehensive trip protection. Whether flying internationally or enjoying a local getaway, this card ensures that every trip is smoother, more rewarding, and better protected.
Turn Everyday Spending into Extraordinary Travel
Pros
- Substantial Annual Travel Credit. Automatically earn $325 in annual statement credits for eligible travel expenses, including airfare, hotels, and transportation.
- Elevated Reward Rates. Earn 3X points on travel and mobile wallet purchases, and 1X on everything else, ideal for those who use Apple Pay or Google Pay.
- Global Lounge Access. Enjoy complimentary Priority Pass™ Select membership with access to more than 1,300 lounges worldwide.
- Welcome Bonus. Receive 50,000 bonus points after $4,500 in purchases within 90 days, redeemable for $750 in travel rewards.
- Built-in Protections. Benefit from trip cancellation/interruption coverage, rental car insurance, and mobile phone protection for added peace of mind.
Cons
- $400 Annual Fee. It may not be worth it for users who don’t travel frequently.
- Strong Credit Required. Applicants generally need excellent credit to qualify.
- Limited High-Earning Categories. 3X points apply only to travel and mobile wallet purchases.
Why Consider the U.S. Bank Altitude Reserve Credit Card?
The U.S. Bank Altitude Reserve Visa Infinite® Card is a strong contender for those who travel often and want to make the most of every dollar spent. It offers valuable credits, high earning potential, and luxury-level benefits that easily justify its annual fee when used strategically.
Frequent travelers and professionals who rely on mobile payments will find it particularly rewarding. The 3X earning rate and flexible redemption options through the Altitude Rewards Center allow you to turn purchases into memorable experiences effortlessly.)
With its generous sign-up bonus, Priority Pass™ Select access, and comprehensive protection features, the Altitude Reserve provides a sense of comfort and exclusivity that stands out in the premium card market.
In short, the U.S. Bank Altitude Reserve is more than just a card — it’s a gateway to smarter travel. By combining digital convenience, premium travel perks, and superior rewards, it delivers lasting value for those who expect excellence from their financial tools.

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