Wells Fargo Reflect Card: 0% APR for 21 Months!

Wells Fargo Reflect Card: Get 0% intro APR on purchases and balance transfers, giving you more time to manage expenses interest-free.

Navigating financial commitments can be challenging, especially with high-interest rates impacting your budget. The Wells Fargo Reflect Card offers a solution, providing an extended period of interest-free financing and valuable protective benefits. Whether you’re planning a significant purchase or seeking to consolidate existing debt, this card presents features designed to support your financial well-being.

One of the standout aspects of the Wells Fargo Reflect Card is its lengthy 0% introductory APR period, allowing cardholders to make purchases and balance transfers without the immediate concern of interest charges. Additionally, the card includes protective benefits that offer peace of mind, ensuring your financial transactions remain secure.

CREDIT CARD

Wells Fargo Reflect Card

0% intro APR for 21 months $0 Annual Fee

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Key Benefits of the Wells Fargo Reflect Card

• Lengthy 0% Introductory APR: Benefit from a 0% introductory APR for 21 months from account opening on purchases and qualifying balance transfers, offering an extended period to manage expenses without interest.
• No Annual Fee: Enjoy all the card’s features without the burden of an annual fee, maximizing your savings.
• Cell Phone Protection: Receive up to $600 in protection against damage or theft when you pay your monthly cell phone bill with the card, subject to a $25 deductible.
• Roadside Dispatch®: Access a 24/7 on-demand referral dispatch network for emergency roadside assistance, towing, or locksmith services when needed.
• Zero Liability Protection: Rest assured that you won’t be held responsible for unauthorized transactions, provided they’re reported promptly.
• My Wells Fargo Deals: Access personalized deals from a variety of merchants, earning cash back as a statement credit when you shop, dine, or enjoy experiences using your eligible Wells Fargo credit card.
• Credit Close-Up℠: Utilize tools to understand and track your FICO Score, with monthly updates and personalized credit insights, helping you maintain or improve your credit health.
• Auto Rental Collision Damage Waiver: Pay for rental transactions with your card and receive reimbursement for covered damage to or theft of your eligible rental vehicle.
• Contactless Payment: Enjoy swift and secure transactions with contactless payment technology, enhancing convenience in your daily purchases.

Eligibility Criteria for the Wells Fargo Reflect Card

• Age Requirement: Applicants must be at least 18 years old (19 in some states) to qualify for the card.
• Residency Status: Must be a U.S. citizen or permanent resident with a valid Social Security Number or Individual Taxpayer Identification Number.
• Credit Standing: A good to excellent credit score is typically required, generally around 670 or higher, to increase approval chances.
• Income Verification: Proof of a stable income is necessary to demonstrate the ability to manage credit obligations effectively.
• Debt-to-Income Ratio: A reasonable debt-to-income ratio is essential, as high existing debt may impact approval odds.
• Existing Wells Fargo Accounts: While not mandatory, having a prior relationship with Wells Fargo may enhance approval prospects.

How to Apply for the Wells Fargo Reflect Card

1. Visit the Wells Fargo Website: Navigate to the Wells Fargo Reflect Card page to begin your application.
2. Complete the Online Application: Provide personal information, including your name, address, Social Security Number, employment details, and annual income.
3. Review and Submit: Ensure all information is accurate before submitting your application for review.
4. Await Approval: You may receive an instant decision; if not, Wells Fargo will contact you with further information.
5. Activate Your Card: Upon approval and receipt of your card, follow the activation instructions to start using it.

Frequently Asked Questions

1. How do I request a balance transfer? Request it during application or through Wells Fargo Online if you already have the card.
2. Is there a balance transfer fee? Yes, check the Important Credit Terms for details.
3. How long does a balance transfer take? Up to 14 days to process.
4. What if I request multiple balance transfers? The largest request is processed first, up to your credit limit.
5. Does the card have an annual fee? No, there is no annual fee.
6. Can I use the card internationally? Yes, but foreign transaction fees may apply.
7. Does the card offer fraud protection? Yes, it includes Zero Liability Protection.
8. Does the card offer rewards? No traditional rewards, but My Wells Fargo Deals provides cashback offers.

CREDIT CARD

Wells Fargo Reflect Card

0% intro APR for 21 months $0 Annual Fee

APPLY NOW You will be redirected