Discover the Premium Advantage of the U.S. Bank Altitude Reserve Visa Infinite® Card

Maximize your travel experience and everyday spending with the U.S. Bank Altitude Reserve Visa Infinite® Card — engineered to deliver powerful rewards, elite benefits, and ultimate financial flexibility.

The U.S. Bank Altitude Reserve Visa Infinite® Card is a sophisticated tool designed for consumers who value performance, protection, and practicality in one place. It’s not just about travel perks — it’s about creating a financial ecosystem that rewards your lifestyle.

This premium credit card gives you 3X points on travel and mobile wallet purchases, a $325 annual travel credit, and exclusive Priority Pass™ Select access to over 1,300 airport lounges worldwide. For those seeking to combine high earning potential with strong security and luxury travel privileges, the Altitude Reserve is a strategic choice that consistently delivers measurable value.

CREDIT CARD

U.S. Bank Altitude Reserve

up to 5x points 50,000 bonus points

APPLY NOW You will be redirected

Benefits

1. High Earning Potential with 3X Points

Earn 3 points per dollar spent on travel and mobile wallet transactions — including Apple Pay®, Google Pay™, and Samsung Pay®. This system allows users to maximize rewards on both travel expenses and modern contactless payments, making it one of the most adaptive earning structures among premium cards.

2. $325 Annual Travel Credit

The automatic $325 annual travel credit reimburses qualifying purchases such as flights, hotel stays, and ground transportation. This built-in benefit reduces the net annual fee to only $75 for frequent travelers, making it a valuable asset in any premium portfolio.

3. Airport Lounge Network Access

Through Priority Pass™ Select membership, cardholders can access a global network of lounges offering Wi-Fi, refreshments, and quiet workspaces — transforming long layovers into productive or relaxing moments.

4. Comprehensive Protection Suite

Enjoy built-in coverage such as trip cancellation/interruption insurance, rental car protection, and mobile phone coverage — all designed to safeguard your trips and purchases against unexpected events.

Strengths and Consumer Advantages

The Altitude Reserve distinguishes itself through versatility and real value. Unlike many travel cards that limit rewards to partner programs, this one allows direct redemption through the Altitude Rewards Center, enabling users to choose any airline, hotel, or travel provider.

Additionally, the 3X mobile wallet bonus aligns with current digital trends, giving users the freedom to earn more through the payment methods they already prefer. Frequent flyers, business professionals, and digital-native consumers will find that the card’s reward model perfectly fits their spending patterns.

Potential Savings and Financial Advantages

When leveraged correctly, the U.S. Bank Altitude Reserve can generate significant annual savings. The $325 travel credit, coupled with 50,000 bonus points (worth $750 toward travel), offsets much of the card’s cost while providing real financial returns.

The absence of foreign transaction fees further enhances its global usability, ensuring that travelers save on every international purchase. When combined with reward redemptions and travel protection benefits, this card easily produces over $1,000 in yearly value for consistent users.

Security Benefits

Security remains central to U.S. Bank’s offering. Cardholders benefit from zero liability protection, 24/7 fraud monitoring, and real-time transaction alerts. As part of the Visa Infinite® suite, the card also includes emergency assistance, lost card replacement, and concierge services, providing comprehensive protection wherever you go.

Eligibility Criteria

To qualify, applicants generally need good to excellent credit (typically 720 or above) and a solid history of responsible financial management. U.S. Bank also reviews income stability and existing relationships when considering approval.

Application Process

You can apply for the U.S. Bank Altitude Reserve Visa Infinite® Card quickly and securely through U.S. Bank’s online platform:

1. Go to the official U.S. Bank website.
2. Select the U.S. Bank Altitude Reserve Visa Infinite® Card.
3. Review all terms, benefits, and eligibility details.
4. Click “Apply Now.”
5. Provide accurate personal and financial information.
6. Submit the application and wait for instant or manual review.

Once approved, cardholders can activate their account and immediately begin earning rewards through mobile wallet purchases and travel bookings.

Frequently Asked Questions

1. What is the annual fee for the U.S. Bank Altitude Reserve?
The annual fee is $400, offset by a $325 annual travel credit and other premium benefits.

2. Does the card include airport lounge access?
Yes, complimentary Priority Pass™ Select membership is included, granting entry to more than 1,300 lounges globally.

3. What credit score is needed for approval?
Applicants typically need a FICO® score of 720 or higher to qualify.

4. Does the card charge foreign transaction fees?
No, there are no foreign transaction fees, making it ideal for international travelers.

CREDIT CARD

U.S. Bank Altitude Reserve

up to 5x points 50,000 bonus points

APPLY NOW You will be redirected