TOTAL Visa – A Real Credit Solution

Start your journey with the TOTAL Visa Card – easy approval, wide acceptance, and credit-building potential.

The TOTAL Visa Credit Card is a convenient solution for those looking to establish or rebuild their credit profile. With this card, you can make purchases anywhere Visa is accepted while demonstrating responsible credit use. Its straightforward approval process and financial benefits, including 1% cashback on payments, make it a solid choice for those aiming for better financial stability.

Plus, the Total Visa Card reports monthly to all three major credit bureaus—helping you build credit over time. With a user-friendly mobile app available on the Apple App Store and Google Play Store, managing your account has never been easier.

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Total Visa Card

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TOTAL Visa – Your Financial Partner

Advantages of the TOTAL Visa Credit Card

• Accessible Approval Process: The TOTAL Visa is designed for individuals with imperfect credit. Unlike many traditional credit cards, it offers an opportunity for approval even if your credit history isn’t ideal. This makes it a great option for those seeking to start fresh and take control of their financial future.
• Total Visa Rewards: Apply today for a Total Visa Card and start earning 1% cashback on your payments. Enrollment in Total Visa Rewards is automatic, and you can redeem points after 6 months of account activity.
• Widely Accepted Nationwide: As a real Visa credit card, the TOTAL Visa can be used at millions of locations across the U.S. for online and in-store purchases. This broad acceptance ensures convenience for everyday spending and emergency expenses alike.
• Reports to Major Credit Bureaus: One of the biggest benefits of the TOTAL Visa Credit Card is its ability to help improve your credit score. By reporting monthly to Experian, TransUnion, and Equifax, responsible cardholders can demonstrate positive credit usage and build a stronger financial future.
• Fast and Simple Application Process: The TOTAL Visa application process is streamlined and hassle-free. With an online application, potential cardholders receive quick decisions, eliminating long wait times. This efficiency makes obtaining credit more accessible to those in need.
• Manageable Credit Limit: Cardholders receive an initial credit limit of $300, which helps in managing spending effectively. This controlled limit encourages responsible usage while working towards credit improvement.
• Easy Payment Options: Payments can be made through the mobile app, online, or via phone, offering flexibility and convenience. Timely payments also contribute to better credit scores over time.
• Fraud Protection: Enjoy the peace of mind that comes with Visa’s zero liability policy, protecting you against unauthorized transactions.This added security ensures that your transactions remain safe and reliable.
• No Security Deposit Required: Unlike secured credit cards, the TOTAL Visa does not require an upfront security deposit. This makes it a more accessible option for those looking to start their credit-building journey without extra financial burdens.
• Customer Support Availability: TOTAL Visa offers reliable customer service to assist with inquiries and account management. Whether you need help with payments or general questions, support is readily available.
• Customize Your Total Visa Card: Choose from free designs or upgrade to a premium design for $9.95, billed to your account. Pick a style that suits you!

TOTAL Visa – A Reliable Credit Solution

Exclusive Rewards Program

Using the TOTAL Visa responsibly opens doors to better financial opportunities. By making timely payments, cardholders can demonstrate reliability and improve their creditworthiness. Additionally, responsible use of the card may lead to credit limit increases over time, providing more financial flexibility. These advantages help build a better credit profile for future financial milestones.

A strong credit history can lead to better financial offers, including lower interest rates on loans and premium credit card approvals. The TOTAL Visa provides a valuable stepping stone toward these financial goals. As you continue using the TOTAL Visa responsibly, you’ll gain financial confidence and access to better credit products in the future.

Who Can Apply for the TOTAL Visa?

• U.S. residents looking for a real Visa credit card with an easier approval process.
• Individuals with less-than-perfect credit who want to rebuild their financial standing.
• Those who need a widely accepted card for everyday purchases and emergencies.
• People who do not qualify for traditional credit cards due to past financial challenges.
• Consumers who prefer a credit card without the need for a security deposit.
• Anyone looking for a card that reports to major credit bureaus for credit-building opportunities.

How to Apply for the TOTAL Visa Card

1. Fill Out the Online Application: Visit the TOTAL Visa website and complete the secure application form with your personal details.
2. Review the Terms & Conditions: Carefully read and understand the card’s terms, including fees and interest rates, before submitting your application.
3. Submit Your Application: Once the form is complete, submit your application online for review.
4. Receive a Credit Decision: Applicants typically receive an instant credit decision based on their provided information.
5. Pay the Program Fee: If approved, pay the required $95 Program Fee to activate your account.
6. Activate and Use Your Card: Once received, activate your TOTAL Visa Credit Card and start using it responsibly.

Frequently Asked Questions

• What are the fees for the Total Visa Card? The card has a $95 program fee, an annual fee, and a monthly service fee starting after the first year.
• Who can apply for the Total Visa Card? Applicants must be U.S. residents, at least 18 years old, and have an active checking account.
• Can I increase my credit limit? After one year, you can request a credit limit increase by contacting customer service via the mobile app.
• What is the Total Visa Rewards Program? Earn cashback on payments made to your account. Enrollment is automatic, and points can be redeemed after six months of account activity.
• Is the Total Visa Card a secured credit card? No, it is an unsecured credit card, meaning no security deposit is required.

Check out all the details of the Total Visa Card and request yours now:

CREDIT CARD

Total Visa Card

CASH BACK REWARDS FREE CREDIT MONITORING

APPLY NOW You will be redirected