First Digital Mastercard® – Credit Made Simple!

Earn rewards while building credit with a flexible and widely accepted Mastercard® designed to fit your financial needs.

The First Digital Mastercard® Credit Card offers a pathway to financial empowerment, providing opportunities for individuals to rebuild and enhance their credit profiles. With features designed to support credit improvement and financial flexibility, this card serves as a valuable tool for those seeking to establish a stronger financial foundation.

CREDIT CARD

First Digital Mastercard

1% Cash Back Monthly Reports to Credit Bureaus

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Key Benefits of the First Digital Mastercard® Credit Card

• Effortless Application Process: Applying for the First Digital Mastercard® is straightforward and secure. The online application is designed for user convenience, allowing applicants to receive a decision promptly, often within 60 seconds. This swift process ensures that you can quickly move forward on your journey to improved credit.
• Approval Without Perfect Credit: Understanding that not everyone has a flawless credit history, the First Digital Mastercard® does not require perfect credit for approval. This inclusive approach opens doors for individuals aiming to rebuild their credit, providing an opportunity to demonstrate responsible credit management.
• Rewards for Timely Payments: The First Digital Payment Rewards program offers 1% cash back on payments made to your account. This means that by simply paying your bill each month, you earn rewards that can be redeemed as statement credits, effectively reducing your balance and encouraging timely payments.
• Nationwide Acceptance: As a genuine Mastercard® credit card, the First Digital Mastercard® is accepted at millions of locations across the United States and online. This widespread acceptance ensures you can use your card for everyday purchases, travel, and online shopping with ease.
• Credit Reporting to Major Bureaus: The First Digital Mastercard® reports your payment activity to the three major credit bureaus: TransUnion, Experian, and Equifax. Consistent, on-time payments can positively influence your credit score over time, aiding in the rebuilding of your credit profile.
• Manageable Monthly Payments: Designed with your financial well-being in mind, the card offers manageable monthly payments. This feature helps you maintain control over your finances while working towards better credit health.
• Access to Credit Education and VantageScore®: Cardholders receive free access to their VantageScore® and credit education resources. This empowers you with the knowledge to understand and improve your credit standing, fostering informed financial decisions.
• User-Friendly Mobile App: Manage your account effortlessly with the First Digital mobile app, available for both iOS and Android devices. The app allows you to monitor transactions, make payments, and stay updated on your account status from anywhere.

Eligibility Criteria for the First Digital Mastercard® Credit Card

• U.S. Residency and Age Requirement: Applicants must be residents of the United States and at least 18 years old. This ensures compliance with legal requirements for credit card issuance.
• Active Checking Account: An active checking account is necessary to qualify for the First Digital Mastercard®. This facilitates the management of payments and reflects financial stability.
• Credit History Consideration: While perfect credit is not required, a review of your credit history will be conducted. This assessment helps determine your eligibility and appropriate credit limit.
• Absence of Recent Applications: Applicants should not have submitted a previous application for the First Digital Mastercard® within the last 60 days. This policy ensures fair processing and consideration of all applicants.
• Compliance with Identification Requirements: In accordance with the USA PATRIOT Act, applicants must provide information that verifies their identity, such as name, address, date of birth, and other identifying details. This is a standard procedure to prevent fraudulent activities.
• Agreement to Terms and Conditions: Acceptance of the card’s terms and conditions, including fees and usage policies, is required. This ensures transparency and mutual understanding between the card issuer and the cardholder.

Application Process for the First Digital Mastercard® Credit Card

• Complete the Online Application: Visit the First Digital website and fill out the secure online application form with your personal and financial information. The process is designed to be quick and user-friendly.
• Submit the Application: After reviewing your information for accuracy, submit the application. You will typically receive a credit decision within 60 seconds, allowing you to know your approval status promptly.
• Pay the Program Fee: Upon approval, a one-time program fee of $95 is required to open your account. This fee is necessary to activate your card and access its benefits.
• Receive and Activate Your Card: After paying the program fee, your card will be mailed to you. Upon receipt, activate it through the provided instructions to begin using your First Digital Mastercard®.
• Set Up Online Account Access: Register for online account access via the First Digital website or mobile app. This allows you to manage your account, monitor transactions, and make payments conveniently.

Frequently Asked Questions (FAQs)

1. Can I get the First Digital Mastercard® with bad credit? Yes, you don’t need perfect credit to qualify, making it a great option for those rebuilding their credit.
2. How do I activate my First Digital Mastercard®? Simply follow the activation instructions provided with your card or activate it online.
3. Does this card help improve my credit score? Yes, it reports to major credit bureaus, so responsible use can positively impact your credit score.
4. How can I check my balance and transactions? You can manage your account through the online portal or the First Digital mobile app.
5. What should I do if my card is lost or stolen? Contact customer service immediately to report the loss and request a replacement.
6. How can I earn rewards with my First Digital Mastercard®? You earn 1% cash back as statement credits for every $1 payment made to your account, except for program fees and refunds.

Apply now for the First Digital Mastercard® and start enjoying the benefits of flexible credit, rewards, and financial freedom!

CREDIT CARD

First Digital Mastercard

1% Cash Back Monthly Reports to Credit Bureaus

APPLY NOW You will be redirected