
Managing business expenses efficiently is essential for long-term success. The Costco Anywhere Visa Business Card by Citi is a smart choice for business owners looking to maximize savings. With generous cash back rewards and seamless integration with your Costco membership, this card helps you get more value from every purchase.
Imagine a credit card that transforms everyday business expenses into rewarding opportunities. With this card, routine purchases like fuel, dining, and travel become avenues for significant savings, allowing you to reinvest more into your business’s growth and success.
COSTCO ANYWHERE VISA BUSINESS CARD BY CITI
Generous Cash Back Rewards No annual feeSummary of Benefits of the Costco Anywhere Visa Business Card
The Costco Anywhere Visa Business Card by Citi provides numerous advantages for business owners looking to maximize savings on essential daily expenses. Here are the key benefits:
- Up to 5% Cash Back on Gas – Earn 5% at Costco gas stations and 4% on other eligible gas and EV charging, up to $7,000 per year, then 1% after that.
- Up to 3% Unlimited Cash Back – 3% on restaurants and eligible travel (including Costco Travel), 2% on Costco and Costco.com purchases, and 1% on all other purchases.
- No foreign transaction fees, making it a great option for international business travel.
- No annual fee with a paid Costco membership, helping you save more.
- Access to travel benefits, including car rental insurance, emergency assistance, and travel accident insurance.
- Ability to add employees as authorized users, making it easier to manage business expenses.
- Global acceptance, allowing the card to be used at millions of merchants worldwide.
- Doubles as a Costco membership card, adding convenience to your daily shopping.
- Purchase Protection – Get covered for damage or theft within 120 days (90 days for NY).
- Citi® Quick Lock – Lock your card instantly via the Citi app or website.
- Fraud Alerts – Get notified of suspicious activity via text, email, or phone.
- Free FICO® Score – Check your score anytime without impact, updated monthly.
- Authorized Users – Add users for free and earn cash back faster.
- Citi Entertainment® – Get exclusive access to presale tickets and VIP events.
- Global Acceptance – Use your card worldwide wherever Visa® is accepted.
This card is an excellent choice for businesses seeking a reliable and rewarding financial tool, ensuring consistent benefits on all business-related purchases.
Who Can Apply for the Costco Anywhere Visa Business Card by Citi?
- Active Costco Members: Applicants must have a current Costco membership in their name. The card is designed exclusively for Costco members. Ensuring your membership is active is the first step toward unlocking the card’s benefits.
- Business Owners: Ideal for small business owners seeking to optimize their expenses. Tailored for business use, this card helps manage and reward everyday business spending, making it a valuable tool for entrepreneurs and established businesses alike.
- Authorized Employees: Employees of the business can be added as authorized users, provided they have individual Costco memberships. This feature allows businesses to streamline expenses and maximize rewards by enabling employee spending under the same account.
- Applicants with Excellent Credit: A strong credit history enhances approval chances. Maintaining a solid credit profile is essential when applying for this card, as it indicates financial responsibility and reliability.
- U.S. Residents: Applicants must reside in the United States. The card is available to U.S. residents, aligning with Costco’s primary market and ensuring compliance with domestic financial regulations.
- Legal Age Requirement: Applicants must be of legal age in their state of residence. Ensuring you meet the legal age requirement is necessary to enter into a credit agreement.
How to Apply for the Costco Anywhere Visa Business Card by Citi

- Verify Active Costco Membership: Ensure your Costco membership is current. Before applying, confirm that your Costco membership is active, as it’s a prerequisite for the card.
- Gather Business Information: Prepare necessary business details, including legal name, address, and tax identification number. Having accurate and complete business information facilitates a smooth application process.
- Complete the Application: Fill out the application form with all required personal and business information. Provide all necessary details accurately to avoid delays in processing.
- Submit the Application: Applications can be submitted online or via phone. Choose the submission method that best suits your convenience—online for quick processing or via phone for personalized assistance.
- Await Approval: Citi will review your application and notify you of the decision. The review process assesses your eligibility based on the provided information and creditworthiness.
- Activate Upon Approval: Once approved, activate your card to start enjoying the benefits. Activation is the final step before you can begin utilizing your card for business expenses and earning rewards.
Frequently Asked Questions
Does the Costco Anywhere Visa® Business Card by Citi offer cash back rewards? Yes, the card offers generous cash back rewards on various purchases, including gas, dining, travel, and Costco purchases.
What percentage in cash back rewards can you earn with the Costco Anywhere Visa® Business Card by Citi? You can earn: 5% cash back – 3% cash back – 2% cash back e 1% cash back.
Is a Costco membership required to apply for the Costco Anywhere Visa® Business Card by Citi? Yes, an active Costco membership is required to apply for and maintain the card.
Is the Costco Anywhere Visa® Business Card by Citi a Visa® or Mastercard®? This is a Visa® card, accepted at millions of locations worldwide.