Citi Double Cash® Credit Card: Earn More Every Day

Citi Double Cash® Credit Card: Maximize your spending power with double cash back on every purchase.

Why settle for ordinary rewards when you can earn cash back twice on every purchase? The Citi Double Cash® Credit Card is designed for those who want to make the most of every dollar. Unlike other rewards cards with confusing categories and restrictions, this one keeps things simple—giving you cash back twice: once when you buy and again when you pay.

Whether you’re shopping for daily essentials, dining out, or making big purchases, this card ensures your spending works harder for you. With no annual fee and no gimmicks, it’s the smarter way to maximize your rewards effortlessly.

CREDIT CARD

Citi Double Cash®

0% Intro APR for 18 months 2% unlimited cash back

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Earn Rewards Effortlessly with the Citi Double Cash® Credit Card

• Double Cash Back on Every Purchase: Earn 1% cash back when you make a purchase and another 1% when you pay it off. This simple and rewarding structure makes sure you get more value from your everyday spending.
• No Annual Fee: Enjoy all the benefits without the burden of an annual fee, ensuring you keep more of your cash back rewards.
• Introductory Balance Transfer Offer: Take advantage of an introductory 0% APR for 18 months on balance transfers. After the promotional period, a variable APR of 18.24% – 28.24% applies based on creditworthiness.
• Flexible Redemption Options: Your cash back is converted into ThankYou® Points, which can be redeemed for statement credits, direct deposits, or checks. You can also use them for travel, gift cards, or shopping at select merchants.
• Seamless Digital Payments: This card supports contactless payments and integrates with major digital wallets, allowing for fast and secure transactions.
• 24-Hour Fraud Monitoring: Citi keeps an eye on unusual account activity and will alert you if any suspicious transactions occur.
• Identity Theft Protection: Through Mastercard® ID Theft Protection™, you receive real-time alerts and monitoring services to safeguard your personal information. Enrollment is free and offers peace of mind.
• Zero Liability on Unauthorized Charges: Rest easy knowing you won’t be held responsible for fraudulent transactions. Citi ensures you’re protected against unauthorized charges.
• Exclusive Access to Events: Enjoy special access to presale tickets and exclusive experiences for concerts, sports events, and more with Citi Entertainment®.

Elevate Your Everyday Spending

The Citi Double Cash® Credit Card offers a seamless way to earn rewards without tracking categories or enrollment periods.

Exclusive Rewards Program

With this card, every purchase helps you accumulate cash back effortlessly. Whether shopping for essentials or making big-ticket purchases, you’re consistently rewarded.

Tailored Benefits

Although primarily a cash back card, Citi Double Cash® still offers perks for travelers. Digital payment compatibility and fraud protection make it a great companion for international or domestic travel.

Who Can Apply?

• U.S. Residents: Applicants must have a valid U.S. address to qualify.
• Age Requirement: You must be at least 18 years old to apply.
• Valid Social Security Number: A Social Security Number (SSN) is required to verify your identity and check your credit history.
• Established Credit History: A positive credit record will help improve your chances of approval.
• Stable Income: Having a reliable source of income ensures your ability to manage credit responsibly.
• Good to Excellent Credit Score: Applicants with a strong credit score are more likely to qualify.

How to Apply

• Visit the Official Website: Head to Citi’s secure application page to start your process.
• Provide Personal Information: Enter details like your name, address, and Social Security Number.
• Enter Your Financial Details: Include your income, employment status, and any existing financial obligations.
• Agree to Credit Check: Citi will review your credit report to determine eligibility.
• Submit Your Application: Once all fields are completed, submit your application for review.
• Receive Your Approval Status: Citi will notify you regarding your approval status and next steps.

Frequently Asked Questions

1. How do I redeem my cash back rewards?
You can redeem cash back as a statement credit, direct deposit, check, or use it for ThankYou® Points.

2. Does this card have foreign transaction fees?
Yes, a 3% foreign transaction fee applies to purchases made outside the U.S.

3. Can I transfer my rewards to other Citi cards?
Yes, you can combine ThankYou® Points with select Citi cards for greater flexibility.

4. Does Citi provide fraud protection?
Yes, Citi offers 24-hour fraud monitoring and alerts to protect your account from unauthorized transactions.

Start maximizing your rewards today by applying for the Citi Double Cash® Credit Card!

CREDIT CARD

Citi Double Cash®

0% Intro APR for 18 months 2% unlimited cash back

APPLY NOW You will be redirected