
Choosing the right credit card can turn everyday purchases into rewarding experiences, making shopping more convenient and beneficial. Amazon offers two compelling options: the Prime Visa and the Amazon Visa. Both cards are designed to provide exceptional rewards and benefits, making your purchases more rewarding and your financial management more straightforward.
The Prime Visa is tailored for Amazon Prime members, offering higher rewards on Amazon purchases and additional perks. On the other hand, the Amazon Visa caters to non-Prime members, still providing substantial benefits without the need for a Prime subscription.
Amazon Visa credit cards
ANNUAL FEE $0 Exclusive Amazon BenefitsMaximize Your Rewards with Amazon Visa Credit Cards
Prime Visa: Elevate Your Shopping Experience
- 5% Back on Amazon and Whole Foods Market Purchases: With an eligible Prime membership, earn unlimited 5% back on purchases at Amazon.com, Amazon Fresh, Whole Foods Market, and through Chase Travel.
- 2% Back on Everyday Expenses: Enjoy unlimited 2% back at gas stations, restaurants, and on local transit and commuting, including rideshare services.
- 1% Back on All Other Purchases: For any other transactions, receive unlimited 1% back, ensuring every purchase contributes to your rewards.
- No Annual Fee: Benefit from all these features without any annual credit card fee.
- No Foreign Transaction Fees: Use your card internationally without incurring additional charges, making it ideal for travelers.
Amazon Visa: Rewarding Non-Prime Members
- 3% Back on Amazon and Whole Foods Market Purchases: Earn unlimited 3% back at Amazon.com, Amazon Fresh, Whole Foods Market, and through Chase Travel.
- 2% Back on Everyday Expenses: Similar to the Prime Visa, enjoy unlimited 2% back at gas stations, restaurants, and on local transit and commuting.
- 1% Back on All Other Purchases: All other transactions earn unlimited 1% back, ensuring continuous rewards accumulation.
- No Annual Fee: Access all these benefits without any annual credit card fee.
- No Foreign Transaction Fees: Enjoy international purchases without additional costs, perfect for those who travel abroad.
Important: Amazon Visa credit cards from Chase offer a flexible rewards program, allowing cardholders to earn points on every purchase. Points can be redeemed at Amazon.com, for travel, gift cards, or cashback through Chase. With no expiration as long as the account remains open, these cards provide a seamless way to maximize savings.
Who Can Apply for Amazon Visa Credit Cards?
- U.S. Residents: Applicants must reside in the United States and have a valid U.S. address.
- Legal Age Requirement: Must be of legal age to qualify for a credit card in your state or territory.
- Valid Social Security Number: A Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) is required.
- Credit History: A fair to excellent credit score increases the likelihood of approval.
- Amazon Account: An active Amazon.com account is necessary to apply.
- Prime Membership for Prime Visa: To qualify for the Prime Visa, an active Amazon Prime membership is required.
How to Apply for Amazon Visa Credit Cards

- Visit the Amazon Credit Card Page: Navigate to the Amazon Visa credit card page on Amazon.com or Chase.com.
- Select Your Preferred Card: Choose between the Prime Visa (for Prime members) and the Amazon Visa (for non-Prime members).
- Click ‘Apply Now’: Initiate the application process by clicking the ‘Apply Now’ button.
- Complete the Application Form: Provide personal information, including your name, address, SSN, and income details.
- Review Terms and Conditions: Carefully read and accept the card’s terms and conditions.
- Submit Your Application: After ensuring all information is accurate, submit your application for review.
Frequently Asked Questions
- What is the APR for these cards? Both cards have a variable APR ranging from 19.49% to 28.24%, depending on your creditworthiness.
- Is there a sign-up bonus? Yes, new Prime Visa cardmembers receive a $100 Amazon Gift Card upon approval, while new Amazon Visa cardmembers receive a $50 Amazon Gift Card upon approval.
- Can I use my rewards points for purchases? Absolutely, you can redeem your points for eligible purchases at Amazon.com, as well as for cash back, gift cards, and travel through Chase.
- Do my rewards points expire? No, your points do not expire as long as your account remains open and in good standing.
- Are there any foreign transaction fees? No, both cards offer no foreign transaction fees, making them ideal for international use.
In conclusion, Amazon’s Visa credit cards unlock a world of rewards, turning everyday purchases into valuable savings. With generous cashback, no hidden fees, and exclusive perks, these cards make shopping and travel more rewarding. Don’t miss out—start earning on every purchase today!